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Accepting Payment Through Your Website
If you're doing business on the Internet, accepting payment
through your website is an absolute must. If you're not
processing orders online, you're losing a great deal of
money in lost sales. Studies have shown, you can increase
your online sales up to 400% simply by accepting credit
Christians And The MoviesI am confident that most Christians want to do right and not go beyond God's boundaries. However, from time to time, they ..... cards. With today's advanced technology, processing orders
online can be as simple as pasting a code within your web
page HTML.
Preparing your website to process orders online isn't as
difficult as you may think. There are basically two options.
The first option is to set up a merchant account. This
entails either making arrangements with your bank or using
an online company. The second option is to use a third party
credit card processor. This option requires no merchant
account and usually entails setting up a form or placing a
link on your order page.
Don't let this process intimidate you, as it is much easier
than you may think. There are many professional companies on
the Internet that will assist you.
Merchant Accounts
If you decide to get your own merchant account, you will
also need access to a secure server and a shopping cart
system. A secure server will protect your customers'
information. A shopping cart system will provide your
customer with a running total of what they've ordered and
the total cost.
The following website can provide you with a merchant
account:
Total Merchant Services (TMS)
http://www.marketingtips.com/creditcards/index.html
This outstanding company comes highly recommended by Corey
Rudl -- author of the #1 selling online marketing course,
"Insider Secrets to Marketing Your Business on the
Internet."
The TMS Merchant account, for Internet transactions, will
enable you to accept Visa, Mastercard, American Express and
Discover. They offer two merchant processing software
packages to choose from. The first package is the TotalPay
powered by Authorize.Net' Virtual Terminal. This package
will enable you to authorize, process, and manage credit
card transactions from any computer with a Internet
connection and a Web browser. This package ordinarily runs
$995, but for a limited time is being offered for only $397.
The second package is the TotalPay powered by Authorize.Net'
Virtual Terminal that includes the Total Merchant Manager
Shopping Cart. This package includes everything the first
package includes, and more:
- Customizable Shopping Cart System - UPS Shipping Module -
Links to Virtual Terminal - Free Initial Installation
Their discount rate is 2.4% and $0.35 per transaction fee.
Monthly fees include a $10 monthly statement fee and a $10
gateway fee that includes secure, online, real-time credit
card and e-cheque processing and only applies to merchants
processing transactions through their Internet payment
gateway.
Third Party Credit Card Processors
If you'd rather not have your own merchant account, third
party credit card processors will process your credit card
orders for you. There are usually no monthly fees. They
charge a "per transaction" fee and send you payment for all
your orders processed, minus their fee and a reserve fee.
A reserve fee is withheld to cover and charge backs you may
have. If you have no charge backs within a period of time,
your reserve will be refunded to you. Each company has their
own guidelines in regard to reserves.
The following websites will process credit cards for you:
iBill (Highly Recommended)
http://www.ibill.com
This outstanding company is a complete ecommerce solution
that will enable you to process transactions through your
website via credit card (Visa, MasterCard, American Express,
Discover, and JCB), online checks, or through their
telephone billing service (900 toll phone number). There are
no setup fees. They charge 12% -- 15% per transaction fee
for credit card and check purchases and 20% -- 30% per
transaction fee for phone purchases. Non-US merchants ......
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